The Death Bet Synopsis

The Death Bet Synopsis

Blaine Stone is on the verge of retirement from his uneventful government job as an insurance examiner when he receives a call from a police officer that forever alters his life. The officer suspects the management of one of the companies Blaine covers is murdering policyholders to collect on life insurance contracts. Against his wishes, Blaine is drawn into a twisted plot that turns his personal and professional life upside down. He faces insurmountable odds to survive, let alone solve the mystery of what’s happening in Hidden Rock.

The Start

The Start

First Granite Mutual Life Insurance Company Headquarters, 3rd Floor Pine Falls, New York “Who the hell is Blaine Stone?” Rupert Parker demanded of Johnny Johnson, the head of Regulatory Affairs. Parker was CEO of First Granite Mutual Life Insurance Company and had just learned an investigation of the company was imminent. He’d cancelled all his meetings and his morning golf lesson. The portly, middle-aged, lifetime employee stood before Parker’s desk and wiped his brow with the sleeve of his white button-down shirt. “A USIFD examiner.”

The STOLI Market

The STOLI Market

When an investor owns a life insurance policy on a stranger, he makes money at the expense of an unrelated individual; i.e. he collects upon the death of a stranger. The dangers of stranger owned life insurance, or STOLI, have been known for years. To prevent investors from placing wagers on human lives, The English Parliament enacted legislation in the eighteenth century. Similar laws were passed in the United States. Centuries later, the market has been reborn, and investors currently have substantial sums of money at stake. To collect on their investments, they only need one thing to happen: for people to die.